I was told growing up that I won’t like socialism once I have to start paying taxes. I pay taxes, but would much rather pay way more taxes to have socialism. Including paying for social programs I wouldn’t use like welfare, free tuition etc.
Once I qualified for work pharmacare that was great! But I remember how much it sucked not having any health insurance. Yeah I bootstrapped it, but I’d hope we would grow up as a species and not have to have so much bootstrapping, since there are better ways at this point.
Thanks to that significant amount, if you happen to be diabetic, you don’t have to pay hundreds for a single insulin dose. Just to talk about a single thing. But there are many others. What do you consider “emergency needs”? A car accident? Good, but what about a long term illness? Like cancer. Or what about paid sick leave?
The problem is that you are assuming that you will never need the system. And that is a very risky stance.
Besides, considering US Americans pay hundreds in insurance anyway (and then they still have all the misery of their system), are you sure you’re paying too much for your public healthcare system?