It’s discrediting valid concerns against card-payments. It’s invalidating how great cash is.

It’s when the worst person you know makes a good point.

And things now are so Culture-Wars-y, nobody makes solid analyses any more, that when the far-right say cards are bad, everybody jumps to thinking cards are good.

  • 𝕸𝖔𝖘𝖘@infosec.pub
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    1 year ago

    We have several stores that refuse to accept cash. A few weeks ago, we had a pretty harsh storm that knocked out power to major parts of the city for a little over a week. The area where these stores are was affected. All the stores next to them have always accepted cash. The surrounding stores continued to have business for that week, while those cash-deterrent stores had no business, and lost their edge (niche market, but they opened first in the area, so people knew them best). It’s been weeks, and those stores still have not picked up foot traffic to levels before the blackout, and one just had a liquidation sale and will likely close soon. Cash should always be an option. Otherwise, we give up our independence from the supporting systems (electricity, internet, payment processors, etc.). On a side note, cash is a lot more private than card.

  • 👁️👄👁️@lemm.ee
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    1 year ago

    The lack of privacy is kind of the point. I can never go back to cash. Yes, there’s a ton of problems with credit cards and definitely censorship issues, but the pros still heavily outweigh the cons. Money is dirty, messy to deal with, change is a nightmare, can get lost, can get stolen, can’t really carry around large amounts, and is generally really bulky to carry around.

    • maxmoon@lemmy.ml
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      1 year ago

      While the last pandemic investigation showed that those machines where you put in your pin in supermarkets had more bacteria/viruses than cash. Much more people using those terminals more frequently than any same coin or same bill.

      Digital money is stolen more often and in higher amounts. People who are glorifying credit cards do it until they got scammed or hacked and loose all their savings or even their identity. They go from “credit card fuck yeah” to “why have I been so stupid?” within a minute.

      And why would you even carry a large amount of money with you? People who use cash, use common sense in general.

      • 👁️👄👁️@lemm.ee
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        1 year ago

        Credit cards have charge backs and fraud protection, buddy. You are significantly safer using them. That’s the benefit to them being privacy invasive.

        Using chip is also a bit cleaner then swiping. You also don’t use just a single dollar bill or coin, you are touching multiple quantities, giving and receiving.

        Also your other replies are super toxic and you talk like a child so I’m just going to block you here.

    • Ogygus@lemmy.world
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      1 year ago

      Uhh yucky money!

      I must live in a glass bell to protect me and never ever let my immune system do its job!

    • Wookie@artemis.camp
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      1 year ago

      Sounds like one of those people in infomercials who can’t handle pouring juice in a cup. Cash is a nightmare, bulky? Really?

      • 👁️👄👁️@lemm.ee
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        1 year ago

        Have you ever put cash in your wallet? It gets fat really quick. Not to mention, who wants to carry dirty coins around. Cash in general is disgusting.

        • bloodfart@lemmy.ml
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          1 year ago

          I’m imagining black and white b-roll of someone trying to stuff a crumpled up wad of bills into a wallet and fishing quarters out of a toilet.

          “There’s got to be a better way!”

            • Ilandar@aussie.zone
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              1 year ago

              If only there were some way to exchange coins for notes…imagine if someone even invented an automated machine that could do it in seconds! But I guess that will never happen. Nope, just gotta keep hauling my sack of coins around like I’m in some old Disney cartoon…

              • 👁️👄👁️@lemm.ee
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                1 year ago

                You do that after every single cash transaction?

                Surely there’s a long period between that and a transaction, I don’t know why I have to explain such an incredibly basic thing. This is what like every single person does.

                What a strange person.

                • Treemaster099@pawb.social
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                  1 year ago

                  No, you obviously don’t do it after every transaction. You save the change until you have plenty saved up and then exchange it for bills. This is what like every single person does.

                  What a strange person

                  • 👁️👄👁️@lemm.ee
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                    1 year ago

                    Yeah no shit. Hence why credit cards are more convenient. You asked why are you carrying coins around, you answered your own question. Why is this so difficult to comprehend.

                    • maxmoon@lemmy.ml
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                      1 year ago

                      Okay, after reading those posts we know that this person must be cognitive limited or something. WTF, man! And you’re not even ashamed to post something like this on the internet. Why are people so passionate about it to prove their stupidity on the internet?

                      But okay, you need simple math to be able to use cash properly and there is no evidence that you have the skills for this.

  • gerryflap@feddit.nl
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    1 year ago

    Personally I never use cash anymore, because cards are just more convenient. That being said, I agree with the conspiracy nuts that cash should always stay a viable alternative. I trust the current government and banks enough, but if all goes to shit I want to be able to pay with cash to keep my data safe.

  • 🇰 🌀 🇱 🇦 🇳 🇦 🇰 ℹ️@yiffit.net
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    1 year ago

    I don’t see how conspiracy theories would discredit cash over card. They often cite the same reasons any other anti-card payment people have. They just have weird reasons to need those features. If they’re paranoid about being “got” by “them,” they’re usually into the private nature of cash and all that goes along with it, same as any other privacy concerned person.

    They certainly don’t hurt it as much as drug dealers and money launderers.

  • Fuckass [none/use name]@hexbear.net
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    1 year ago

    I wouldn’t mind using cash, but I also don’t want to keep a bunch of money lying around my house aside emergency funds. I also don’t want to drive all the way to a bank branch or some ATM in a sketchy part of town in the middle of the night to buy something

    Credit cards have also made it too easy for entire countries to rack up life ruining debt. It’s the point, I suppose.

    I suppose the ultimate compromise is: use a credit card to withdraw cash (many companies allow this), and use that cash for private purchases. Though I’m not sure how chargebacks work with withdrawn cash.

  • Ogygus@lemmy.world
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    1 year ago

    Ye, it’s all a right wing conspiracy! Or left! Or middle… Who cares, just keep consuming and don’t ask questions.

  • mayo_cider [he/him]@hexbear.net
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    1 year ago

    Privacy matters the most to people who have something material to lose with it, this unfortunately for pr reasons (but fortunately for many other reasons) includes bigots

  • MinekPo1 [She/Her]@lemmygrad.ml
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    1 year ago

    I actually saw a sticker recently placed on a bus stop saying “save Poland, use cash” and I was very perplexed by it. I suspected it was some far-right/alt-right bs, but wasn’t sure.

  • hatchet@sh.itjust.works
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    1 year ago

    I just bought a new wallet that has a coin pouch because I use cash (and coins) so frequently.

    Even if I disagree with a political faction often, I’m perfectly willing to show support when I do agree. It’s the honest thing to do.

  • ElTacoEsMiPastor@lemmy.ml
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    1 year ago

    This is a non-post, as it doesn’t even bring its own analysis to the table. What are the valid concerns against card payments? What is so great about cash?

    The convenience of card payments heavily outweighs the (i assume privacy) concerns. So what if anyone knows I stuffed myself with an unhealthy amount of chips? I keep my cash for things that don’t accept other ways of payment, like bus fare and my drug dealer.

    I see your point, though. It isn’t solely applicable to this issue; any discussion is mudded by disagreeing just for the sake of rejecting anything anyone with an opposing view on a distinct and unrelated subject.

    • Fuckass [none/use name]@hexbear.net
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      1 year ago

      Cops have been able to track people down with just unique shirts bought online. If they can track the shirt down, they can get a warrant to find the card used to establish that you’re indeed the suspect. “I don’t do bad thing” is a pointless argument, because like cops say, anything can be used against you.

    • mvirts@lemmy.world
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      1 year ago

      I agree electronic payments are more beneficial than harmful. In terms of privacy in the mass surveillance world we live in, using cash just forces the watchers to use your cellphone data instead. I think privacy these days is mostly about living an uninteresting life.

    • LucyLastic@sh.itjust.works
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      1 year ago

      In the UK buses and taxis increasingly take cards, and are phasing out cash. Same goes for shops. Having a card becomes the norm because it’s less fiddly and more convenient - great!

      To open a bank account you need a fixed address and proof of ID in the form of a passport or driving license.

      In the last year several thousand people have had bank accounts closed under the presumption of being a “politically vulnerable person”, one example was a teacher who went to volunteer in Ukraine for while.

      If your bank account is overdrawn you get fees and are unable to use your card.

      My mother is 85 and doesn’t understand ATMs, never mind online banking. The decreased access to cash has left her confused, and when stressed she can’t remember her pin number.

      So, the most vulnerable in society are gradually being squeezed out of the ability to live day-to-day thanks to cash being phased out … the same is a desirable end-point for many capitalists elsewhere in the first world because they don’t see the value of people on the bottom rung.

  • zwekihoyy@lemmy.ml
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    1 year ago

    the lack of privacy with cards is primarily what is giving you security with them. trust factors will always exist somewhere in the chain.

    to be more to the point of the post, though, you can agree with a person’s singular opinion without supporting or agreeing with that person.