• 0 Posts
  • 12 Comments
Joined 1 year ago
cake
Cake day: July 21st, 2023

help-circle



  • Usually for cases where insurance is not feasible because of increased risk of for example wild fires, the government steps in and an insurance pool is created to cover the costs of rebuilding and temporary relocation. But it happens only after insurance companies start to retreat more broadly. I assume they cannot stop paying out especially fire claims because the costs that need to be reimbursed are immediate and will be agreed to when the fire is being reported - which usually happens within hours. All in all it would be kind of dump of an insurer to refuse payout in a case like a fire. There either was a fire or there wasn’t. So not much room for push-back I would assume. But not a lawyer so I am just being hopeful here haha.






  • Personally, I look more at the ingredients of the products than for which skin type they market to. Mainly because I have sensitive skin and I have learned the hard way that leaving out scent and perfume from the ingredients doesn’t necessarily make my skin like it. My skin can also be dehydrated, but very oily at times was also confusing. So for me hydration is key to tackle most of my issues. What helped me was a lot of trial and error. But to save time and money, I would definitely recommend the book “Let’s face it” by Rio Viera-Newton. It helped me understand the different basic ingredients and skin needs and how to recognise and tackle them.