It’s a one-time payment. You can spend it on anything fitness or health related.
Edit: I’m not looking for recommendations, I’m curious what YOU would spend it on.
I have $200 to spend on fitness. I don’t spend them.
Bruh I spend more to work with a personal trainer twice a week.
Your trainer makes bank.
A pair of running shoes, a heart rate monitor, and bodyglide. Intro to running kit more or less
A sturdy, used, road-oriented bicycle. $200 won’t get anything too fancy, but cycling is a low-impact activity that – given the right places to bike – is meditative, improves cardio, facilitates independent exploration, and also happens to double as transportation.
I specifically say “road oriented” because I don’t want to necessarily endorse all road bikes, like the ones with carbon fibre or “Tour de France” pedigree. Likewise, mountain bikes with full-suspension sap energy away from the steady cadence ideal for a good workout, in addition to generally costing more or delivering less-than-stellar performance at low price points.