• GiuseppeAndTheYeti@midwest.social
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    9 months ago

    Because despite credit companies being a complete garbage heap of a way to shift money from the poor to the ultra rich, they can provide financial flexibility in the short term. Opening a new Discover card with 0% APR for 12 months to pay for a $1800 fridge when my old one’s conpressor is shot is more responsible than blowing my $2000 in savings.

    • Flying Squid@lemmy.world
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      9 months ago

      That certainly sounds like it. I guess my only question is about how few places accept it (or that’s how I perceive it anyway). Or do you just hope you can do stuff like that if they do accept it and otherwise you pay with another means?

      • NateNate60@lemmy.worldOP
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        9 months ago

        Maybe this is not the case outside the USA but in America, I have never seen any in-person merchant that does not accept Discover. The only online merchant I know of and regularly buy from that doesn’t take Discover is TCGPlayer, but it is trivial to get around this by using PayPal.

        Discover cards are also multi-network and can also be processed as Diner’s Club International or JCB in some countries. This matters more internationally, of course, but it is an option.