• Cyber Yuki@lemmy.world
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    10 months ago

    Despite the “get rich quicker” mentality,Kiyosaki’s books were revolutionary for me. They basically taught me that it’s impossible for the working class to get rich. You need to invest in either a business or real estate.

    The missing part is that it’s practically impossible to invest in a business or real estate. You need vast amounts of capital or a loan with nearly zero interest. Oh and the ruling class has been sucking us dry for decades.

    Still, his books are very valuable knowledge.

    • ryathal@sh.itjust.works
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      10 months ago

      It depends on the type of investing you want to do. The working class can absolutely invest in ETFs at varying risk profiles and build a retirement. They can’t drop $100k on an online startup and hope it explodes. They can invest in starting their own business.

      It’s really hard to go from thousandaire to billionaire, but you can absolutely hit millionaire.

      • derf82@lemmy.world
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        10 months ago

        The working class can absolutely invest in ETFs at varying risk profiles and build a retirement.

        Small investments that won’t grow very large, and all while struggling.

        They can invest in starting their own business.

        Most fail. It’s usually a poor investment.

        • Sarmyth@lemmy.world
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          10 months ago

          You are so pointlessly negative. What they said is true. Those are the most common avenues for middle class to move classes.

          • teichflamme@lemm.ee
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            10 months ago

            I would call it realistic instead of negative.

            Yeah, you can get rich through ETFs but it’s incredibly unlikely.

            • ryathal@sh.itjust.works
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              10 months ago

              It’s incredibly likely that continously saving and investing for 30 years creates a decent retirement account.

              • ZOSTED@sh.itjust.works
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                10 months ago

                Yes and highly recommended if you have the money to do so, but it’s not going to make you rich, and it’s certainly not going to pull you out of poverty.

              • teichflamme@lemm.ee
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                10 months ago

                That’s great but it’s also not really what most people would think of when someone is rich

    • afraid_of_zombies@lemmy.world
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      10 months ago

      My wife is from a developing country so we invest through her family. I doubt we will ever be rich from it but it does add up. Obviously not an option for everyone but if it is for you might want to look into it.