• psivchaz@reddthat.com
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      1 year ago

      Generally you can put in as much as you want but they only provide matching for some percentage. Usually like 1-5%. There is a total contribution limit but that won’t affect most people.

      • Kage520@lemmy.world
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        1 year ago

        The company limits it to a percentage of your paycheck. Where I work it used to be 10% so I was never mathematically capable of maxing the full irs limit, but they moved that to 30% recently.

    • ALoafOfBread@lemmy.ml
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      1 year ago

      The limits on 401k contributions are federally regulated and are set as a nominal amount.

      Employers often have employees select a percentage of their income to contribute, and for very high income earners, 15% might be over the federal limit. Also, employers can match employee 401k contributions. That is usually a percentage match of annual salary up to a given limit (e.g. 2% of salary up to $3000).

    • JJROKCZ@lemmy.world
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      1 year ago

      You can put in however much you want, the company only matches up to a certain low percent though. Typically less than 5%. I personally put 17% of my income into my 401k since I didn’t do anything for about a decade that I should’ve been doing 10% and now I’m trying to catch up, company only matches 3%

    • Kage520@lemmy.world
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      1 year ago

      The company I work for just moved up to 30% of your paycheck. But they don’t really match. They say they do, but the max they will match is $750 per year.