• 3 Posts
  • 72 Comments
Joined 1 year ago
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Cake day: July 9th, 2023

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  • ngdev@lemmy.worldtoFunny@sh.itjust.worksHmmm
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    4 months ago

    Yeah pretty fucked. Let’s give the image a ton more credit than it deserves and call it a critique on the increase in childhood obesity and lack of affordable healthy food as well as lack of child nutritional education for parents who may be too lazy/overworked/poor to feed their kids more than McDonald’s for every meal






  • I’m not a big fan of the idea of abortion

    Are you saying you’re not a big fan as in you don’t think it’s a great, fun thing to do? Like “I’m not a big fan of _____ sport”? Or against the idea itself?

    I’m assuming that by “the idea of abortion” what you really mean is that you’re not a fan of killing babies, which is not what abortions are doing.

    And if that’s not what you mean then I ask that you clarify what it is you do mean since, sure, you make decent points here but it’s important that everyone understands what an abortion is and what is being aborted, which is almost never a living baby.

    If I’m being honest, someone who says they don’t like the idea of abortion sounds like someone who doesn’t know much at all about what one is or what it’s removing. Or someone who thinks abortions are for sluts who go out fucking everyone and getting pregnant and just aborting 3rd trimester babies bc they’re sluts (I will clarify here that I also don’t see a problem with female promiscuity resulting in abortion either)







  • Absolutely! I grapple with that all the time. I love having fun and traveling and having cool stuff. It’s fun having some money you’re not afraid to spend.

    You deserve it, you’re the one who got yourself to where you’re at. At the end of the day do what’s right for you, just maybe spend a little bit less over the years and instead put it toward the end game.

    As time goes on, sitting on ass collecting interest and being able to live off that interest comfortably will be awesome, and if you were able to live it up the whole time is priceless. Treat your now self and future self, but future self likely won’t regret now self traveling etc. (so long as you’re not doing illegal tax evasion and damaging your body long term lol)


  • Congrats! Some unsolicited money advice I wish I had known earlier in my career:

    If you have a mortgage and the interest rate is less than 7ish percent and you’re wanting to pay it early, something to consider:

    You might put whatever extra you were planning into a Roth IRA until it’s maxed and also max out your 401k if your employment has that. Historical yield is 7ish% and compound interest will help you immensely 20-30 years down the line.

    Paying off the house early is nice feeling but you can possibly refinance for lower rates later if it’s currently similar to or higher than historical investment yields. You could also do a little bit of both but prioritizing retirement accounts is the smarter move imo. So if your mortgage rate is 5% and you want to pay that down, you’re leaving 2% on the table by not putting it into either an IRA or an index fund instead.

    This is assuming you’re not carrying other debts at higher rates like credit cards, those should be your priority. Next would be 3 months of all bills saved up, you can find some decent interest rates on savings accounts. I have Acorns and it’s at 5% so the 3 months reserves will stack interest for you too.