I’m not sure how this reforms the Ferengi past the point they had already been reformed. It develops Quark’s character a little, that’s about it.

And I’m not talking about climactic moments, I’m talking about overcoming adversity, which is a major component to Star Trek stories in specific and Western fiction in general. When there are no consequences, you’re not overcoming any actual adversity. Back to Shore Leave, it wasn’t actually Finnegan Kirk beat up at the end of the fight, it was his own inner demons. It was a moment of adversity when he overcame what had been holding him back for so long. It’s not about how he achieved it, it’s that it happened.