Why YSK: I’ve been seeing an increasing number of phone photos shared online in 9:16, 9:21 or similarly tall aspect ratios, often with parts of the subject cut off. I’ve asked a few people why they cropped their images that way, and none of them knew they were cropped.
Also, the digital zoom just crops as well, so take the shot and then crop it, rather than try to aim a tight zoom.
When “zooming” in the view finder the phone can adjust exposure and processing to what’s just in the frame, so it’s not quite the same as cropping in after the shot. So you might end up with a better shot with zooming first. Resolution wise it’s the same though.