Collections agencies need to provide you with an itemized list of what you owe and to who.
If a hospital gives out this information, especially if they didn’t even try to collect it themselves, they have violated HIPPA.
Will a collections agency give you a document proving they vioated HIPPA? No. Do you owe debts on something w/o receipts? No.
Is this actually true or just something that is technically but not effectively true?
Even a cursory Google proved this one isn’t just wrong, but super wrong.
Patients and their families are contacted by debt collectors about medical bills more than any other type of debt, and it commonly results in negative information appearing on credit records. In fact, in 2021, 43 million people had allegedly unpaid medical bills on their credit reports.
https://www.consumerfinance.gov/about-us/blog/medical-debt-anything-already-paid-or-under-500-should-no-longer-be-on-your-credit-report/#:~:text=Patients and their families are,bills on their credit reports.
This is true. It can’t be sent to collections lol. When it’s sent to collections, it needs to be itemized. The collections agency that “purchases” your collections will require an itemization of what is owed.
Is this a “just trust me bro”, or do you have a reputable source to back up what you’re saying?