All of those are things that normal, educated, and well-adjusted people can account for and avoid when it goes against their self-interest. If you’re dumb enough to sign up for a J. Crew credit card because the guy at the counter said you’d get 10% off, you deserve to get taxed
I don’t. There’s not many more shady industries than the credit card industry. You have to sign up on a website to NOT get offers.
Every store you go to tries to sell you one these days.
Comically high interest rates.
It’s not something I want to even dignify, because frankly it’s insulting.
All of those are things that normal, educated, and well-adjusted people can account for and avoid when it goes against their self-interest. If you’re dumb enough to sign up for a J. Crew credit card because the guy at the counter said you’d get 10% off, you deserve to get taxed
I’m stating it’s not an ethical practice.