I’m mostly thinking about insurance here. I’ve been told conflicting information. I live in Florida.
I live with someone who has a driver’s license and a car, but I don’t have either. I’ve avoided getting one because I have no interest in car ownership, and I feel like if I started driving regularly I’d probably die - I have driven before but I really don’t think it’s something I’d ever get good at.
It’s undeniable that having one would be convenient though - for rare occasions like emergencies at a minimum but also other scenarios.
I know almost nothing about how this stuff works. If I get a license, am I required to acquire and pay for insurance, even if I don’t own a car or regularly drive? Or will the person I live with have to pay more for their insurance? Are there any other costs or downsides associated with it that I might not be thinking of?
Thanks.
The longer you have your license, the cheaper your car insurance will be if you do eventually get a car. From the point of view of an insurance company, having the license and never driving is exactly like having the license, driving a lot, and getting zero tickets or accidents.
I’ve been driving for 30 years, no accidents, and my yearly insurance comes out to a little less than $900. I imagine it would be similar if you just never actually drove a car.
Not here. No accidents in decades and insurance sky high because Florida. Most of the cost is for “uninsured motorist”. More uninsured motorists make it higher, and the higher cost makes more uninsured motorists, and round and round we go.