• Otome-chan@kbin.social
    link
    fedilink
    arrow-up
    17
    ·
    1 year ago

    I’m already not paying and I will continue to not pay. Though it’s surprising to see how many people agree with this sentiment.

    • MajorHavoc@lemmy.world
      link
      fedilink
      arrow-up
      13
      ·
      1 year ago

      The deal was that the education would get you more income, and specifically a living wage. If that didn’t happen, I approve of taking your refund any way you can.

      • Otome-chan@kbin.social
        link
        fedilink
        arrow-up
        2
        ·
        1 year ago

        Yeah. I graduated uni with a computer science degree. It’s been a decade now and I have not acquired any sort of stable income or employment.

  • TheHottub@lemmy.world
    link
    fedilink
    arrow-up
    17
    arrow-down
    2
    ·
    edit-2
    1 year ago

    I live paycheck to paycheck on 150k/year. Every time I made more, more was needed for rent, medical, car maintenance, lemon cars breaking down, gas, 3 kids food… Right on the perfect path where every time I needed something I was in the perfect position to be fucked by high interest rates and not being able to make sound financial decisions before hand. Because I never started with money. I get so angry when people tell me “but you make good money.” But I have tons of debt from living on the edge for decades. I do absolutely nothing because I have no money left over at the end of each paycheck.

    No idea where $610/month is going to come from. So again, yes I make “good money” but the path to get here has taken it all and is still taking. And I most certainly will not be able to pay. And I’m certain it stress me out, possiblity destroy what little credit I have left so I can continue to fucked further in the future with little to no opportunity to save or get ahead.

    • Shiggles@sh.itjust.works
      link
      fedilink
      arrow-up
      14
      arrow-down
      10
      ·
      1 year ago

      3 kids

      Once of these things is wildly more expensive and entirely optional compared to the rest.

      • TheHottub@lemmy.world
        link
        fedilink
        arrow-up
        8
        arrow-down
        3
        ·
        1 year ago

        Life finds a way. Do you want me to explain deeper into how a married man and woman living together end up making babies? To be fair. Our third was an accident and it was a hard decision to go through with it. Also, with each child a momentary boost or good news was had monetarily that would soon become moot.

        And if starting out wealthy is all you seem to think should drive humans having children, consider how many people have fallen into poverty or are living paycheck to paycheck that would have otherwise not had children. The economy would collapse.

        • Shiggles@sh.itjust.works
          link
          fedilink
          arrow-up
          5
          arrow-down
          2
          ·
          1 year ago

          That statement is a criticism of the economy, not a justification for having kids anyways. It’s literally one of the main driving forces behind falling fertility rates.

          Of course, we’re apparently going to try the handmaid’s tale before we ever consider that maybe making life easier and better for parents and children alike is the solution. Until that conservative wet dream happens, vasectomies are cheap, reliable if you can follow simple instructions, and not easily taken away by the party of “small government”

  • Igotz80HDnImWinning@kbin.social
    link
    fedilink
    arrow-up
    13
    ·
    1 year ago

    Holders of Student Loan Asset Backet Securities and a series of credit default swaps are gonna fight back hard. Hold the line. If bribing a senator is free speech shouldn’t Citizens United also protect borrowers witholding their “speech” to communicate their condemnation of a policy?

  • OwenEverbinde@lemmy.myserv.one
    link
    fedilink
    English
    arrow-up
    9
    ·
    edit-2
    1 year ago

    Anyone signing up for the new SAVE income driven repayment plan?

    Apparently if you’re making anything under $32,800, your payments can still be paused. (The number is higher if you have kids to feed)

    • MajorHavoc@lemmy.world
      link
      fedilink
      arrow-up
      11
      ·
      edit-2
      1 year ago

      I’m glad to hear that’s in place. It’s almost literally the least we could do. It’s wild that we needed a law for that.

      I would be surprised if there’s many people in the US earning under $32.8k and successfully making every loan payment, anyway.

      Seems like the program just acknowledges what ought to happen anyway.

  • Gray@lemmy.ca
    link
    fedilink
    arrow-up
    2
    arrow-down
    1
    ·
    edit-2
    1 year ago

    When I agreed to go $60k into debt, I was a stupid high schooler under the age of 18 who had never had a real job and didn’t know what money was worth. Colleges were spamming misinformation at me to get me to give them my money. I was misled on the ease at which I could get a solid job out of college. I trusted that the system wouldn’t charge me more than the value of my education. 6 years out of college now, still $45k in debt. The system fucked me over royally when I was still a kid.

  • southsamurai@sh.itjust.works
    link
    fedilink
    arrow-up
    3
    arrow-down
    8
    ·
    1 year ago

    That one person to the right in the thumbnail doesn’t quite get how it works.

    “No repayment until cancellation is delivered”

    Yeah, that’s kinda not a threat. “I’m not going to pay you until you tell me I don’t owe anything”

    Methinks someone slept through a few classes ;)