- cross-posted to:
- mildlyinfuriating@lemmy.world
- cross-posted to:
- mildlyinfuriating@lemmy.world
Thanks to Popcrave https://twitter.com/popcrave/status/1691852136236327316?s=46&t=lcH0dp9biwkMEBKsRQeVeQ
Who here is going to put their ID and photo on X/Twitter
How doss your bank identify you?
When you walk in, the guy goes “hey Sam! I tupped your mom the other night.”
By the card they issued me when I opened the account.
But how did they authenticate your identity when you opened the account? I’d not trying to be an arse - but at some point it will likely have come back to matching some official photo id against your face.
They once identify you from your driver’s license, government id card or passport. After that you for example link your smart phone to you, and you use their app when you identify.
You can also use mobile carriers, they send a push notification directly to you phone+sim. Not sure what protocol they use here, because it opens up an UI which is plain android, and asks pin.
Everything relays on chain of trust that since one service has identified you, the next can trust too. Plus there is MFA to verify that you actually made the identification request.
The initial argument was ‘sending is to anyone is insane’ but that’s what you do with the bank. Yes it’s only once - but that’s the same as the other systems we are taking about here.
They don’t accept it remote, only face-to-face. I have done it once, 15 years ago. Face-to-face is actually only way to do it to avoid identity theft.
Interesting, so your answer to identity authentication is it is it shouldn’t ultimately be done to do remotely and that everyone needs to queue at the counter.
Meanwhile the UK gov remote system seems to work rather well https://appadvice.com/app/gov-uk-id-check/1629050566
You do that once in your lifetime, and never after that.
Until you change banks, mobile phone provider or visit another country and want a local SIM
It’s not like the bank KEEPS your ID