Ok retirement used to be the last 5-10 years of your life - retire at 65, average life expectancy was 70 to 75. As average life expectancy goes up, it’s now closing in at 20 years - retire at 65, live to 83 which I think is new life expectancy.

It really shouldn’t surprise anyone we can’t maintain this. It was only doable for that brief period of cheap energy. (And yes, we should tax the rich in case anyone doubts my sentiments.)