When Congress voted in May to restart student loan payments this fall — and then the Supreme Court overturned President Biden’s student loan forgiveness plan in…

  • Son_of_dad@lemmy.world
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    1 year ago

    Who gives a flying fuck about the economy? Not me. When the economy is bad, prices go up and I get fucked. When the economy is good, prices go up and I get fucked. So really why should I give a shit about the economy if it’s gonna fuck me regardless?

    • ATQ@lemm.ee
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      1 year ago

      So, if good times are bad for you and bad times are bad for you… what exactly are you doing with your time? Sounds like a “if you run into an asshole in the morning, you ran into an asshole… but if you run into assholes all day, you’re the asshole” moment for you.

      • Son_of_dad@lemmy.world
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        1 year ago

        So you’re saying I’m what’s wrong with the economy? I’m the one causing it to be built only to fuck the poor?

        • ATQ@lemm.ee
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          1 year ago

          Don’t be dramatic. I’m just skeptical of your woe-is-me attitude. There are 100 ways that the economy could be improved but according to you, you’d be fucked regardless. So again, why are you so fucked and what are you doing to unfuck yourself?

  • EnderWi99in@kbin.social
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    1 year ago

    You all got to stop paying? Sallie Mae dumped a shit ton of late payment fees on me for 6mo I wasn’t working over the pandemic and two years later I’m just about back to where I was back then in payments. Shit sucks. Good for you all though if anyone else can at least get out from under this. I’ll be paying until I’m 50.

  • oldbaldgrumpy@lemmy.world
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    1 year ago

    I’m not making claims…it is a statistical fact. I feel like if you take out s loan it is your obligation to repay in total. It’s that simple.

  • oldbaldgrumpy@lemmy.world
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    1 year ago

    It’s time to restart payment. I know many people that willingly took loans are hoping for a government bail out…even though college educated people, statistically make much more in their careers than those who weren’t. Such a bail out is essentially yet another way to bail out the rich.

    • Bramble Dog@infosec.pub
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      1 year ago

      The rich aren’t the ones generally taking out the student loans through the federal program.

      Most rich people schools are also private, so don’t qualify for most loans through federal programs.

      This is an incredibly dishonest argument.

  • porkins@sh.itjust.works
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    1 year ago

    I have no sympathy. I have to make payments on my private student loans and didn’t have children like a schmuck because I know that I cannot afford to have children. If you have children and a house and at the time of planning you couldn’t afford them, it should all be taken away.

    • Hazzia@discuss.tchncs.de
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      1 year ago

      Hey hey hey fellow private loan victim. I also have had to continue making payments this whole time and also want to say go fuck yourself.

    • Zron@lemmy.world
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      1 year ago

      As someone who never needed to take loans because of academic scholarships, you can go fuck your self.

      Predatory education loans have placed a huge burden on the middle and lower classes in this country. Just because you made the poor financial decision to take a private loan, doesn’t mean other people should also have to suffer.

      • cassetti@kbin.social
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        1 year ago

        I was in higher education for ten years. I paid my way through using a combination of private savings, and eventually my father convinced my boss to pay for my education if he wanted me to work full time (I was a REALLY good employee at his small business). I fortunately graduated debt-free unlike most of my peers.

        Yes, I worked my way through, and I “earned” my degree the hard way (I made my boss millions through my own hard work for his company so I earned that degree).

        But, I still 100% support any kind of student debt relief for everyone struggling to pay off student debt. It’s called wanting a better life for my fellow human. That money in their wallet would be better spent in the local economy, not paid to some mega bank corporation swallowing up interest on student debt.

        I guess I just have compassion for my fellow human being over some ruthless corporation.

    • eskimofry@lemmy.one
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      1 year ago

      So you would pull down others like a crab but not realize how absurd the situation is.

    • meyotch@slrpnk.net
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      1 year ago

      Why did you make the stupid decision to take private loans?

      I’m sure you were fully informed about all options and walked through a thorough and honest cost/benefit analysis of each available path. Right?

      You went into it with open eyes and no one ever fast-talked you or misdirected or straight up lied. Right?

      Also, go fuck yourself.

      • EnderWi99in@kbin.social
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        1 year ago

        Some of us that was our only option. I’m sorry I wanted to go to college. I was also 17 and nobody in my family had ever done anything like college before. I was denied federal loans and didn’t know any better. I’m not the OP though and I’m happy for those who can get their loans forgiven. It is what it is for me though. I’ve been steadily paying the past 15 years.

        • meyotch@slrpnk.net
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          1 year ago

          The ‘fuck you’ was directed at OP, not private loan victims in general. OP chose the path of bitterness. It would seem the crowd has determined that the anger OP expresses is maladaptive and misdirected.

      • porkins@sh.itjust.works
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        1 year ago

        Government predatory lone at almost 8% for many years. Refinanced when the government said they were starting up again at 2%. Damage already done. I want compensation too. Not just the people that can’t pay due to having children they shouldn’t have had.

      • cassetti@kbin.social
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        1 year ago

        Why did you make the stupid decision to take private loans?

        Dude, you wouldn’t believe what kids are told. My former assistant at a previous job was literally encouraged by his parents to take out personal loans instead of education loans because they were extremely fiscally uneducated and were trying to help their son get a loan without knowing the difference. And being a young teen, he didn’t know any better than to listen to his parents when they suggested where to get a loan and such.

      • eskimofry@lemmy.one
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        1 year ago

        Spoken like a moron. Who the hell can predict what happens in life? Just because you didn’t have a situation where your repayment got fucked because of an untimely accident or illness or whatever else doesn’t mean people didn’t plan well.

    • treefrog@lemm.ee
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      1 year ago

      You took private student loans on top of your government loans and seem to be the one wanting sympathy.

      • eskimofry@lemmy.one
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        1 year ago

        You seem dense and can’t think of any way a person can suddenly require large sum of money (medical emergency, burglary, etc.) Can you? You think nothing ever goes wrong with you… so it must be the same with everyone?

        • treefrog@lemm.ee
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          1 year ago

          I can imagine those things.

          But why should I sympathize with you for taking on private student loans when you won’t sympathize with a parent trying to make a better life for their kid?

      • porkins@sh.itjust.works
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        1 year ago

        A shill for my own opinions perhaps. I just don’t feel that it’s right that I had to suffer high government interest rates then moved to a low private interest rate during the pandemic when the loans were going to turn on again and now have the current administration tell me that I will not qualify for their relief schemes because I made smart fiscal decisions more recently. I say on the high interest rate government loan for many years and deferred many luxuries including having children. I should have privatized a long time ago, but interest rates were never as low as during the pandemic. Privatizing wasn’t the issue. The issue is the government picking and choosing who is eligible for relieve using arbitrary information. I should get a check that takes into account my payment history on my once public loan. Also, higher institutions need a crackdown on tuition. Many universities are spending money frivolously because they can get huge payouts from these government loans. If the university has to start assuming some of the risk of the student’s default, I think that they will change their tune.